Loans

Broadband Loans
Rural Broadband Access, to provide loans and loan guarantees to fund the cost of construction, improvement, or acquisition of facilities and equipment for the provision of broadband service
in eligible rural communities. This final rule prescribes the types of loans available, facilities financed, and eligible applicants, as well as minimum credit support requirements to be considered for a loan.
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Expedited Telecommunications Loan and Loan Guarantee Program
The Rural Utilities Service (RUS) Telecommunications Program assists the private sector in developing, planning and financing the construction of telecommunications infrastructure in rural America. The RUS program is dedicated to lend to the limits of the RE Act definition of “telephone service”. Where prudent, we are changing our regulations to provide the greatest amount of flexibility necessary to meet the challenges of ensuring that highquality, affordable, advanced services are deployed in rural America.
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Infrastructure Loans
USDA Rural Development continues to provide many programs for financing rural America's telecommunications infrastructure. The traditional "telephone" loan program, consisting of hardship, cost of money, and guaranteed loans, finances voice telephone service, and since 1995, every telephone line this program has constructed has been capable of providing broadband service using digital subscriber line (DSL) technology.

Rapid Re-finance
IMPORTANT NOTICE: As of August 25, 2006, the Rural Development Rapid Refinance Program has been suspended until further notice. We are not accepting new applications for this program, but we will continue to process applications already received and will continue to advance funds on approved loans.