Skip to main content

national homeownership month

Helping a Growing Family Build Their Own Home

As I watched Matthew McLane’s children play in the front yard of their home, I could tell how much this family loved being homeowners.  Matthew and Candice McLane became first time homebuyers through the Agency’s Mutual Self-Help Program in 2012.  The couple, and their two daughters, had been living in an apartment prior to building their home through the Self-Help Housing Program.  Now the couple has three children, and one more on the way this fall – and the house is filled with love and joy as the family prepares for the arrival of its newest member.

Listening to Matthew describe the self-help process, you can tell how much pride he has in his home.  He describes putting his sweat, blood and tears into the home, but loving every minute of it.  From learning how to hang drywall, to laying flooring or installing shingles, it was all new experiences and skills that Matthew learned.  When repairs are needed to the home now, Matthew is able to do the home maintenance and repairs himself.

Reflecting on the American Dream

Last month, I had the privilege of witnessing the American dream come to life for a Rockingham, Virginia family who has just purchased and built their first home with the help of a USDA Rural Development (RD) direct low-interest loan. It was an honor to help Rural Housing Service Administrator Tony Hernandez, Virginia Rural Development employees and local officials welcome Alias and Ansam Khader and their three children to their newly constructed home, which we did via a key presentation ceremony on the family’s new front porch.

Prior to the ceremony, I had the opportunity to spend time with the Khaders as they graciously took me and others on a tour of the house. They shared with us stories of their journey to this special day and visions of their bright future. I quickly learned that the Khaders were a remarkable family, having overcome extraordinary circumstances.

Building Communities Together Nationwide

Owning a home opens up a world of opportunities. A home is an asset that helps families finance education or a business. A home could be the reason you learn how to use a power drill, or the reason you start your first garden. Homeownership helps people become more financially literate all while connecting with their community in ways they may have never connected before.

Now that another Homeownership Month has come and gone, I would like to reflect on the strides the Obama Administration has made toward truly accessible rural homeownership for all. Since 2009 USDA Rural Development has made investments in affordable homeownership opportunities in 3,200 U.S. counties. These investments have benefitted more than 1 million people across the country.

Rebuilding Lives: Celebrating Homeownership Month

Five years ago, Christy Carr seemed like a long shot as a future homeowner.  She was a newly divorced, unemployed mom of five, and her credit score was in the 300’s. The home she shared with her children had no heat, no electricity and no running water. A neighbor let Christy run an extension cord to his garage outlet just so that the family could keep the lights on. Since they had no car and only a cooler to keep their food cold, they walked to the store three times a day.

In order to rebuild her life, Christy had to find work and clean up her credit score.  After many interviews, Christy was offered a good job at a marketing company. She was able to move into an apartment but it was too small to house all of her children, and her older sons had to stay with another family member. At the same time, Christy brought her student loans out of default and paid off old marital debts. After 18 months, her credit score had risen by 300 points, and she was able to open a credit card secured through her bank.

Natural Building - of Homes and Partnerships in Utah

Though National Homeownership Month has ended, the stories of people in rural America achieving that American dream never do. Last month I had the good fortune to visit the homes of two such people in Moab, Utah: Heather Gallagher and Lynn Chenard.

Both women live and work in the town of Moab, Utah, adjacent to Arches National Park. They were drawn there by many of the same things that call to me: rock climbing, mountain biking, river rafting, and wilderness exploration. The one thing that might have forced them out, however, is the community’s lack of affordable housing and limited seasonal work.

Families Achieve the Dream of Homeownership Working Together

Allie Lane was full of excitement and activity. On this short street in the small town of Luling in St. Charles Parish, Louisiana, I was proud to celebrate National Homeownership Month by breaking ground for a new home.

I humbly watched as Jacqueline Campbell, Kimberly Dunn, and Paulette Alexander eagerly picked out shovels to participate in the symbolic dirt toss at the site cleared for construction of the next Self-Help home on Allie Lane. They are all currently renting and ready to roll up their sleeves and go to work to build a better future together for their families.

Homes on the Mend, Neighborhoods on the Rebound

Jessica and Jason Smith used to watch home improvement shows in which old and deteriorating houses are completely renovated. They never thought they’d be the ones giving a neglected home new life—until now. While building their dream of homeownership, they are quite literally helping revitalize a neighborhood.

Last week in honor of National Homeownership Month, I joined U.S. Representative Suzanne Bonamici, local nonprofit Community Action Team (CAT), and community leaders to meet the Smiths at their work-in-progress in St. Helens, Oregon. Jessica and Jason participate in CAT’s Self-help Acquisition Rehabilitation Program (SHARP) funded with support from USDA Rural Development. The effort allows families to use their own sweat equity as down payment on a home and provides an affordable USDA mortgage for the balance. As the local partner, CAT receives USDA Mutual Self-help Housing grant funds to qualify families, identify home sites, and coordinate professional construction assistance.

Safe and Secure Rural Homes: Continuing the Tradition in Kentucky

USDA celebrates National Homeownership Month each year in June, and we continue to shine the spotlight on projects across the nation. I wanted to illustrate the work we do to provide ladders of opportunity for rural residents who might not have such an opportunity without the support of USDA Rural Development.

I had the pleasure of meeting one such person this week. His name is Tex Peyton and for the past 18 years he lived in a basic two-room house in Eastern Kentucky that lacked indoor plumbing.

USDA Partnerships Make Great Things Happen in Rural America: Disabled Woman Walks Across the Threshold of Her Own Home

This summer, USDA is highlighting partnerships to invest in the future of rural America. Our partners work with us year after year to leverage resources and grow economic opportunities. They are the key to ensuring our rural communities thrive. Follow more of our stories at #RuralPartners.

In recognition of National Homeownership Month, we recently cut the ribbon to Collette Brandt’s home. Collette has seen a lot of struggles over the past three years.  After falling at home and tragically severing her spinal column, the occupational therapist was told she may never walk again. The tragedy coincided with the end of a long term relationship and Collette had to move in with a co-worker.  Determined to walk again and eventually own her own home, Collette’s determination drove her to work her way back on her feet physically and financially.

Not sure of her options as a middle-aged, currently disabled single woman, Collette reached out to Melanie Page at the Union County Housing Authority (UCHA).  Through a Pennsylvania Department of Community and Economic Development HOME grant (a federally funded program that provides municipalities with grant and loan assistance as well as technical assistance to expand the supply of decent and affordable housing for low- and very low-income Pennsylvanians), the UCHA builds and refurbishes homes for income eligible residents over the age of 55. As an added bonus, the homes are part of an energy research project with Pennsylvania State University.

Homeownership and Independence Day Go Together Like Baseball and Apple Pie

This year, Independence Day will be even more meaningful for tens of thousands of families across the nation. With financing assistance from USDA, they will be able to gather their loved ones in their own homes and back yards to celebrate the holiday as homeowners.

As the Administrator for USDA’s housing programs, I spent the past weeks celebrating National Homeownership Month with rural families who are achieving the American Dream with USDA assistance. On the final day of the month-long celebration, I joined families who are now constructing their homes through USDA's Mutual Self-Help program, as well as another group of families moving into their new homes just in time to celebrate the Fourth of July.