patrice kunesh

In celebration of USDA’s annual Homeownership Month, I toured a flourishing neighborhood tucked in the woods of Edneyville, North Carolina. Along with me were families who never thought it possible to own a home or have a yard for their children or a garden. Their dreams were realized by building not only their own home, but the homes of their neighbors too! In the process, they also built enduring bonds of a caring community.

This neighborhood is being developed by the private, nonprofit Housing Assistance Corporation (HAC) of Hendersonville using Rural Development's Self-Help Housing program.  Since 1971, USDA has helped build more than 50,000 across the nation. Through the Self Help Housing program, homeowners save money and earn "sweat equity" toward their homes by completing 65% of the labor.  Ten to 12 families pool their efforts and work a minimum of 40 hours a week working on all the homes -- and no one moves into their home until every home is completed.  Working together, families pour foundations, frame homes, install electrical wiring, hang doors and windows, and lay tile and paint. Their sweat equity qualifies as their down payment. Once completed, USDA Rural Development provides the families with mortgages through the Single Family Housing Direct Loan Program.

I’d been told the neighboring towns of Ranson and Charles Town, West Virginia, are vibrant communities where people want to live, work and raise a family. During a recent visit with local leaders and USDA’s community economic development partners in the area, I saw first-hand how regional approaches and partnerships are attracting public and private investment to the region that make this quality of life possible.

Along with WV Rural Development State Director Bobby Lewis, I recently convened a discussion with the mayors and city planners of the two towns to learn more about their successes and strategies. I learned that Charles Town and Ranson are thinking big, re-imagining their future, and developing a blueprint for their long-term economic viability. You see, by working together to develop comprehensive objectives and plans, the communities have been able to leverage grants from the Department of Housing and Urban Development, the Department of Transportation, and the Environmental Protection Agency to develop new businesses, transportation links, and affordable housing. And in 2011, USDA contributed an important piece, providing funding through a Community Facilities Direct Loan for a much needed ambulance shelter.