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single family home loan program

Rural Housing Service: Stewards of the American Dream and Leading the Way to a Modern USDA with Paperless Processing

This has been the year of innovation at USDA Rural Housing Service. We are working smarter, faster, more efficient and environmentally conscious than ever before.  After years of brainstorming, planning, reengineering, testing, and training, RHS has realized its vision: the Section 502 Guaranteed Single Family Home Loan Program now operates paperless, and we’re saving more than we ever imagined possible.

USDA’s Rural Development State field offices now transact business with private lenders via Web-based uploads and electronic signatures.  This means RHS and our private partners are no longer printing and sending hundreds of pages of paper back-and-forth every time a loan guarantee is used to help a rural American family buy their home.

A North Dakota Family Buys a Home with Help from USDA

Starting a new career, Cody Thibert moved his wife and their three children to a new community.   Searching for a home in Valley City, North Dakota, Cody heard about USDA Rural Development through his father’s co-worker.  He decided to inquire about the housing programs and found a fit with the USDA Single Family Home Loan program.  The Thiberts were able to purchase a four bedroom, bi-level home with a low interest rate and an extended term loan.