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beginning farmers

Spelling out the A, B, Cs of Accessing Business Credit

America’s farmers and ranchers are a diverse bunch. They span the gamut – from farm families in operation for many generations to new and beginning farmers just getting their agricultural businesses started; from farmers raising commodities for export to farmers engaging in robust domestic and regional markets; from farmers managing big operations to smaller farmers tilling a few acres and everything in between.

No matter the size, type or history of their operation, there is one thing all farmers and ranchers agree on—accessing appropriate capital can be one of the biggest challenges to building a successful farm enterprise. And often, it’s important to start with the basics.

Finding Success with Next Generation Farmers

Not everyone goes to work every day knowing that they will be inspired by the people they meet—I’m very fortunate in that way.  From the federal agencies that I oversee to the farmers and ranchers I visit with, I am truly inspired by their dedication to serving the American people and their commitment to the success of rural America.  And many of the issues that they work on or face in their daily lives are the same issues that we are all concerned with—sustainability and conservation, short-term and long-term stability, and making sure our children and the next generation have paths to success.

During a recent visit to the Texas Panhandle, I stopped to have breakfast and visit with the father and son team who run the Chavez family farm.  Carlos and Greg Chavez farm 3,600 acres of corn, wheat and cotton, and run 1,200 head of cattle on winter wheat.  Greg, the son, has focused his attention on implementing new crop watering techniques, leveraging technology and conservation practices to combat the inherent dryness brought on by the strong Panhandle winds.

A Small Loan Builds Big Tradition on a Family Farm

This post is part of a Microloan Success feature series on the USDA blog.  Check back every Tuesday and Thursday as we showcase stories and news from USDA’s Farm Service Agency.

It is often stated that it is hard to start a farm and become a farmer.  You do not have to tell that to Anderson Brothers Grain, LLC.

William and Thomas Anderson of Anderson, S.C., are not only brothers but young, beginning farmers.  At the ripe old age of 18 and 20, the brothers farm 180 acres of small grains--something they have been doing since 2008 when they were teenagers farming 40 acres with assistance from their father Phil Anderson and grandfather William Martin.

Being that young with little collateral and no credit history proved a challenge for the brothers.  They didn’t want to rely on their parents or grandparents to secure financing.

S.C. Farmer Still Growing Strong after 92 Years, 6 Decades, and 1 Microloan

This post is part of a Microloan Success feature series on the USDA blog.  Check back every Tuesday and Thursday as we showcase stories and news from USDA’s Farm Service Agency.

For Malachi Duncan, life as a farmer is anything but boring. At age 92, he’s going strong and ready to do more.

“I was out on the tractor trying to locate a cow,” said Duncan, who farms 43 acres of his family’s land in Union, S.C.  It’s the same land he used to plow with mules before planting cotton, peanuts and corn.

“Back then, we didn’t have any tractors,” said Duncan. “Now, that was hard with long hours.  But we farmed to survive.”

Microloan Helps South Dakota Man Transition from Desk to Farm

This post is part of a Microloan Success feature series on the USDA blog.  Check back every Tuesday and Thursday as we showcase stories and news from USDA’s Farm Service Agency.

For David Hoff, farming was in his blood.  It had been 14 years since he worked on his family’s South Dakota farm.  He went off to college, earned a degree in business, landed a position in sales and, over the next 10 years, held leadership positions in sales for several companies.  But he had been thinking long and hard about returning to the 2,000 acre farm and rejoining the family operation.

Then in 2012, Hoff received the sad news of his uncle’s death.  His uncle had farmed with Hoff’s father in Hutchinson County, S.D. for years.  That’s when Hoff decided to return and help his father with the farm.

“This was a big change for us. I was used to bringing home a paycheck every two weeks and now that was going to change in a big way,” said Hoff. “There are no guarantees in farming and you can’t write down what you are going to make each year. My wife likes to have a clear plan and that was a challenge for her to overcome.”

Acting Local, Growing Global for Good Food

For over a century, my hometown of Chicago has been a cultural, financial, and agricultural hub.  And as a hub, it has a long history of supporting innovation and opportunity.  From the first cattle drives came the great Chicago Stockyards that supplied meat to the nation.  From the early trading of the Chicago Butter and Egg Board came the Chicago Mercantile Exchange. The city’s richly-woven tapestry of cultural diversity and the success of its food businesses prove Chicago’s value as an ideal business cultivator.

That is why it was so fitting that AMS Deputy Administrator Arthur Neal and I were invited to present at the Good Food Festival & Conference in Chicago on March 14. Hosted by Jim Slama of FamilyFarmed.org, the event is the oldest sustainable and local food trade show in America. Each year it brings together stakeholders including farmers, entrepreneurs, policy makers, and food industry representatives.

Microloan Gets Getting Growing

This post is part of a Microloan Success feature series on the USDA blog.  Check back every Tuesday and Thursday as we showcase stories and news from USDA’s Farm Service Agency.

Beginning farmer Andy Getting was doing some research on the Internet when he came across information on USDA’s Microloan program.  The program allows beginning, small and mid-sized farmers to access up to $35,000 in loans using a simplified application process, and with up to seven years to repay.

Getting, an Iowa farmer, grows irrigated corn, soybeans and strawberries. He is a part-owner with his parents, Don and Mary Getting, who are starting their 30th farming season.

The Gettings started growing strawberries in 1983 on one acre. Next year, they will pick 17 acres of June-bearing strawberries. Their customers have the option of picking their own berries or they can buy pre-picked berries at the market, which also sells fresh strawberry shakes, muffins, bread and many other strawberry-flavored baked goods made by Getting’s grandmother. During the summer months, the market employs 15 to 30 people.

High Tunnel, Conservation Planning Help Local Food Mission

When Kate Paul was a girl in northern St. Louis County, Minn., she enjoyed working in the large family garden near her grandfather’s farm. She loved spending time amid the rows of plants, watching seeds germinate and become plants that provided delicious vegetables for her family.

When she left her hometown for college and graduate school, she was able to continue her passion for farming. While living in the Minneapolis-St. Paul area, she volunteered at a community supported agriculture operation (a CSA).

“I was inspired by the wherewithal of the family that worked the land,” she said. “I was also inspired by the network of community members who gained more than just healthy, fresh food from the farm but also gained a connection to the farm, the farmers and other farm members.”

In Texas, Small Things Lead to Big Success

This post is part of a Microloan Success feature series on the USDA blog.  Check back every Tuesday and Thursday as we showcase stories and news from USDA’s Farm Service Agency.

When Agriculture Secretary Tom Vilsack hosted a town hall meeting in San Antonio, Texas, in January 2013, he shared information about USDA’s microloan program.  The program allows beginning, small and mid-sized farmers to access up to $35,000 in loans using a simplified application process.

Beginning farmers Brittany Davis and Anthony Micheli were in the audience and they were listening.  The two were inspired to meet with their local Farm Service Agency (FSA) representatives to apply for a microloan.

Minnesota Farm Uses Conservation to Make Each Acre Count

When studying abroad in France and Spain, Sarah Woutat developed a love for organic farming after working on farms in both countries. The love was so strong, she retired from her New York City life working for an environmental publishing business and returned to farming.

After an apprenticeship at Fort Hill Farm in Connecticut, she returned home to her native state of Minnesota to run Uproot Farm.

Uproot Farm is a small vegetable farm just one hour north of the Twin Cities. This farm turns a profit on just five acres. The farm sells community supported agriculture, or CSA, shares to people in nearby Cambridge, Minn. as well as Minneapolis. When a person buys into a CSA, they’re guaranteed a certain amount of the farm’s harvest and the farm receives financial support up front.