fsa

America’s farmers and ranchers are a diverse bunch. They span the gamut – from farm families in operation for many generations to new and beginning farmers just getting their agricultural businesses started; from farmers raising commodities for export to farmers engaging in robust domestic and regional markets; from farmers managing big operations to smaller farmers tilling a few acres and everything in between.

No matter the size, type or history of their operation, there is one thing all farmers and ranchers agree on—accessing appropriate capital can be one of the biggest challenges to building a successful farm enterprise. And often, it’s important to start with the basics.

This post is part of a Microloan Success feature series on the USDA blog.  Check back every Tuesday and Thursday as we showcase stories and news from USDA’s Farm Service Agency.

It is often stated that it is hard to start a farm and become a farmer.  You do not have to tell that to Anderson Brothers Grain, LLC.

William and Thomas Anderson of Anderson, S.C., are not only brothers but young, beginning farmers.  At the ripe old age of 18 and 20, the brothers farm 180 acres of small grains--something they have been doing since 2008 when they were teenagers farming 40 acres with assistance from their father Phil Anderson and grandfather William Martin.

Being that young with little collateral and no credit history proved a challenge for the brothers.  They didn’t want to rely on their parents or grandparents to secure financing.

This post is part of a Microloan Success feature series on the USDA blog.  Check back every Tuesday and Thursday as we showcase stories and news from USDA’s Farm Service Agency.

For Malachi Duncan, life as a farmer is anything but boring. At age 92, he’s going strong and ready to do more.

“I was out on the tractor trying to locate a cow,” said Duncan, who farms 43 acres of his family’s land in Union, S.C.  It’s the same land he used to plow with mules before planting cotton, peanuts and corn.

“Back then, we didn’t have any tractors,” said Duncan. “Now, that was hard with long hours.  But we farmed to survive.”

This post is part of a Microloan Success feature series on the USDA blog.  Check back every Tuesday and Thursday as we showcase stories and news from USDA’s Farm Service Agency.

For David Hoff, farming was in his blood.  It had been 14 years since he worked on his family’s South Dakota farm.  He went off to college, earned a degree in business, landed a position in sales and, over the next 10 years, held leadership positions in sales for several companies.  But he had been thinking long and hard about returning to the 2,000 acre farm and rejoining the family operation.

Then in 2012, Hoff received the sad news of his uncle’s death.  His uncle had farmed with Hoff’s father in Hutchinson County, S.D. for years.  That’s when Hoff decided to return and help his father with the farm.

“This was a big change for us. I was used to bringing home a paycheck every two weeks and now that was going to change in a big way,” said Hoff. “There are no guarantees in farming and you can’t write down what you are going to make each year. My wife likes to have a clear plan and that was a challenge for her to overcome.”

For over a century, my hometown of Chicago has been a cultural, financial, and agricultural hub.  And as a hub, it has a long history of supporting innovation and opportunity.  From the first cattle drives came the great Chicago Stockyards that supplied meat to the nation.  From the early trading of the Chicago Butter and Egg Board came the Chicago Mercantile Exchange. The city’s richly-woven tapestry of cultural diversity and the success of its food businesses prove Chicago’s value as an ideal business cultivator.

That is why it was so fitting that AMS Deputy Administrator Arthur Neal and I were invited to present at the Good Food Festival & Conference in Chicago on March 14. Hosted by Jim Slama of FamilyFarmed.org, the event is the oldest sustainable and local food trade show in America. Each year it brings together stakeholders including farmers, entrepreneurs, policy makers, and food industry representatives.

This post is part of a Microloan Success feature series on the USDA blog.  Check back every Tuesday and Thursday as we showcase stories and news from USDA’s Farm Service Agency.

Beginning farmer Andy Getting was doing some research on the Internet when he came across information on USDA’s Microloan program.  The program allows beginning, small and mid-sized farmers to access up to $35,000 in loans using a simplified application process, and with up to seven years to repay.

Getting, an Iowa farmer, grows irrigated corn, soybeans and strawberries. He is a part-owner with his parents, Don and Mary Getting, who are starting their 30^th farming season.

The Gettings started growing strawberries in 1983 on one acre. Next year, they will pick 17 acres of June-bearing strawberries. Their customers have the option of picking their own berries or they can buy pre-picked berries at the market, which also sells fresh strawberry shakes, muffins, bread and many other strawberry-flavored baked goods made by Getting’s grandmother. During the summer months, the market employs 15 to 30 people.

This post is part of a Microloan Success feature series on the USDA blog.  Check back every Tuesday and Thursday as we showcase stories and news from USDA’s Farm Service Agency.

When Agriculture Secretary Tom Vilsack hosted a town hall meeting in San Antonio, Texas, in January 2013, he shared information about USDA’s microloan program.  The program allows beginning, small and mid-sized farmers to access up to $35,000 in loans using a simplified application process.

Beginning farmers Brittany Davis and Anthony Micheli were in the audience and they were listening.  The two were inspired to meet with their local Farm Service Agency (FSA) representatives to apply for a microloan.

Earlier today, Secretary Vilsack published an op-ed in Indian Country Today discussing USDA’s efforts to improve access to capital for Tribal citizens. You can read the original op-ed here.

Last week, I spoke to several hundred tribal leaders at the National Congress of American Indians Tribal Nations Legislative Summit here in Washington, DC. The conversation was wide ranging, but boiled down to two key topics: what have we achieved, and how can USDA programs better support sustained economic growth in Indian Country?

USDA and our partners in Indian Country have made significant improvements to critical infrastructure over the past five years. In the past year alone, USDA invested more than $625 million in Indian Country through our Rural Development programs. We have worked with Tribes to bring new and improved electric infrastructure to Tribal lands and financed Tribal community facilities, including schools, medical facilities and Tribal colleges and universities.

Getting the younger generation interested in farming is important for the future of American agriculture, and a recent event in Connecticut served as an education and network opportunity for beginning farmers.

The “Build Your Network, Grow Our Future” event held last month in East Windsor, Conn. attracted about 60 people to share resources and learn.

The purpose of the event was to help people new to the world of agriculture meet, make contacts, compare notes, give advice and inform others of services.

When Lindsey and Ben Shute contacted their local Farm Service Agency (FSA) office looking for loan assistance to build a new cold storage facility for their farm, they had no idea what was in store for them.

For several years, FSA’s Farm Storage Facility Loan (FSFL) program had been available for cold storage facilities like the one Lindsey and Ben hoped to build. But Mike Schmidt, Deputy Administrator for Farm Programs in the Farm Service Agency, had been hearing reports that it was not being used widely by diversified fruit and vegetable producers.  Unclear on why, he reached out to a number of members of the community-supported agriculture (CSA) field and other diverse fruit and vegetable producers to see what the hurdles were.  That’s when Mike got connected to Lindsey and Ben.